Medicare Part C is an insurance option for people who want more Medicare coverage. Medicare Part C plans allow Medicare participants more flexibility to choose the plan type, coverage and cost.
Medicare Part C offers members lower upfront costs, increased convenience with expanded coverage options and a cap on out-of-pocket costs. However, members may have a more limited choice of providers and hospitals based on the providers included in the health maintenance organization (HMO) or preferred provider organization (PPO) plan as well as face some geographical limits in terms of coverage.
Overall, Medicare Part C is important as it offers an alternative to traditional Medicare and provides increased beneficiary options.